Property assessment and real estate market
Property assessment and market value in Quebec
See how residential sale prices compare with property assessments recorded on the municipal roll in Quebec. Immocalcul measures the median sale-to-property-assessment ratio using anonymous matched transactions.
Quebec propertyProperty assessment versus market
- Sale price$742,000
- Property assessment$684,000
- Compared property typesHouse · Condo · Plex
Compare a property assessment with the Quebec market
Address, lot number or location: start your search here.
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The market versus property assessment
The gap between property assessment and sale price, made clear.
- 24 monthsof transactions analyzed
- Salesmatched with property assessments
- By typeof residential property
01
Sale price versus roll
Measure whether transactions generally close above or below the property assessment.
02
Matched transactions
The ratio is based on residential sales linked to their municipal property assessment.
03
Comparison by type
Separate the gaps observed for houses, condos, plexes and other properties.
Compare property assessment with the market
Does the property assessment reflect the market in Quebec?
Compare Quebec residential sales with their property assessments to understand market gaps without treating a property assessment as a sale price.
Observed transactions
History8 transactions
Example of a sale used to compare property assessment with the market
- Latest sale$845,000
- DateJune 12, 2023
- Residential sales in Quebec
- Sale price versus property assessment
Compare Quebec property assessments with observed sales.
See whether residential transactions generally close above or below the property assessment entered on the municipal roll.
Sale-to-property-assessment ratio
Municipal assessment$684,000
Property assessment used as the basis for the market comparison
- Land$214,000
- Building$470,000
- Property assessment in Quebec
- Property assessment used for comparison
Understand the sale-to-property-assessment ratio.
Use matched transactions to measure the local gap without treating a property assessment as a sale price.
Comparison by type
DetailsSingle-family home
Property characteristics used to refine comparable sales
- Construction1987
- Land6,420 sq. ft.
- Comparable properties in Quebec
- Property assessment gap by property type
Separate property assessment gaps by property type.
Compare houses, condos, plexes and other residential categories when the available sample is sufficient.
Address or lot number
Immediate accessNo need to wait for an email code to view a property record.
Select a property and access its information immediately.
Every property record opens immediately.
- Property market comparison in Quebec
- Address or lot number
Move from the municipal trend to one property.
Search by address or lot number to consult the property assessment and continue with available comparable-sale information.
Understand the ratio
Questions about property assessment and market value in Quebec
The property assessment is the value entered on the municipal roll for taxation purposes. Market value reflects the price buyers and sellers agreed to in observed transactions.
It divides the sale price by the property assessment. A median ratio of 1.08, for example, means that the analyzed sales were typically 8% above property assessment.
Market conditions, location, renovations, building condition and the time elapsed since the reference date of the roll can all create a gap.
No. It describes the municipal market as a whole. An individual property still needs comparable sales with similar location and characteristics.
Compared municipal markets
Property-assessment-to-market comparisons for Quebec cities
Explore how property assessments compare with observed sale prices across Quebec municipalities.
MontréalCompare property assessment with the marketQuébecCompare property assessment with the marketLavalCompare property assessment with the marketGatineauCompare property assessment with the marketLongueuilCompare property assessment with the marketSherbrookeCompare property assessment with the marketLévisCompare property assessment with the marketTrois-RivièresCompare property assessment with the market
Real estate data API
Need Quebec property assessment and real estate market data in your tools?
The Immocalcul API enables professionals to integrate selected property-roll and transaction data into their applications and market analyses.
Property assessment versus market
Property assessment and sale-price gap across Quebec
For 183,520 residential sales matched with municipal rolls, the median sale-to-property-assessment ratio places the market 11.4% above the property assessment. This measures the province-wide gap between official rolls and observed transactions.
- Median property assessment gap across Quebec
- +11.4 %
- Sales above property assessment
- 74.3 %
- Matched sales across Quebec
- 183,520
- Municipalities represented
- 1,098
- Median observed sale price
- $440,000
- Central range of market gaps
- -0.2 % – +25.5 %
- Most recent included sale
- June 22, 2026
Sale price compared with assessed value
Among sales with a known property assessment
Transactions analyzed over 24 months
Municipal markets with matched residential sales
Market context for the property-assessment ratio
25th to 75th percentile versus property assessment
End of the observed transaction period
Property assessment gap by property type across Quebec
Scroll horizontally to compare the relationship between assessed values and sale prices for each property type.
House
- Matched sales
- 118,884
- Median property assessment gap
- +13.2 %
- Sales above property assessment
- 76.7 %
- Central gap range
- +0.9 % – +27.2 %
Condo
- Matched sales
- 30,524
- Median property assessment gap
- +6.9 %
- Sales above property assessment
- 70.8 %
- Central gap range
- -1.6 % – +17.2 %
Plex
- Matched sales
- 20,069
- Median property assessment gap
- +8.4 %
- Sales above property assessment
- 65.2 %
- Central gap range
- -7.3 % – +24.9 %
House with bachelor suite
- Matched sales
- 5,055
- Median property assessment gap
- +12.6 %
- Sales above property assessment
- 74.5 %
- Central gap range
- 0.0 % – +26.8 %
Cottage
- Matched sales
- 4,074
- Median property assessment gap
- +24.2 %
- Sales above property assessment
- 76.8 %
- Central gap range
- +1.4 % – +52.6 %
Townhouse
- Matched sales
- 3,867
- Median property assessment gap
- +9.2 %
- Sales above property assessment
- 78.7 %
- Central gap range
- +1.3 % – +20.0 %
Multi-unit building
- Matched sales
- 1,047
- Median property assessment gap
- +0.9 %
- Sales above property assessment
- 51.3 %
- Central gap range
- -56.0 % – +23.0 %
Your next market comparison
Compare a Quebec property assessment with the market.
Search by address or lot number to consult the property assessment and continue with the available market and comparable-sale information.
