Mortgage calculator.

More than just a mortgage calculator, discover an intelligent and connected mortgage calculator.

Visualize your mortgage loan.

Display of total mortgage loan costs including interest, loan fees, and insurance for a better understanding of the real cost of the mortgage loan

Visualize your mortgage loan.

Display of total mortgage loan costs including interest, loan fees, and insurance for a better understanding of the real cost of the mortgage loan

Connected mortgage interest rates.

Our mortgage calculator is connected to current mortgage interest rates. With one click, you can visualize the cost of your mortgage payments for each rate.

Connected mortgage interest rates.

Our mortgage calculator is connected to current mortgage interest rates. With one click, you can visualize the cost of your mortgage payments for each rate.

Interconnected Calculators.

Professionals who are ready to guide you.

Find out why our mortgage calculator is so special.

How to calculate a mortgage payment.

Calculating a mortgage payment in Canada involves considering various factors, such as the loan amount, interest rate, and loan duration.

Tools at Your Disposal

The good news is that there are tools like ImmoCalcul's mortgage calculator to help simplify these calculations. Our calculator assesses monthly payments, total interest, CMHC fees, as well as other additional costs associated with the loan.

Financial Considerations

It's important to note that different banks and lenders may have varying requirements, so it's recommended to compare available options before making a final decision.

Use Our Calculator

Use our mortgage calculator to make the mortgage calculation process in Canada easier and more transparent.

What is CMHC?.

Purchasing your first home is likely one of the most exciting moments in your life. However, there are numerous elements to consider.

Mortgage Loan Insurance

One such key element is mortgage loan insurance, which is designed to protect the lender in case you have difficulties in repaying the loan.

Benefits and Requirements

If your down payment is less than 20%, this insurance becomes mandatory. But don't worry, it also has its benefits, such as the ability to secure a loan for up to 95% of the property's purchase price.

Calculating Costs

The amount of the minimum required down payment depends on the property's purchase price. ImmoCalcul's mortgage calculator can help you estimate the insurance premium based on your down payment.

Take Control

Don't wait any longer! Use our calculator to get a clearer picture of your mortgage loan insurance costs.

What is the term of a mortgage?.

It's crucial to understand the terminology surrounding mortgages to keep track of the various elements that define your loan. This knowledge will help you monitor the total cost of your loan and make informed decisions.

Long-term Fixed Rate Loans

Long-term fixed-rate loans often offer lower interest rates. However, they may also come with additional costs if you decide to repay your loan before the term ends.

Mortgage Terms

The 'mortgage term' refers to the duration for which you are bound to your lender and loan conditions. Common terms in Canada usually range from 2, 3, or 5 years.

Using ImmoCalcul's Calculator

Our calculator allows you to easily compare different terms and interest rates, thus helping you choose the options that best fit your needs and budget.

Our mortgage calculator.

This tool is designed for homebuyers looking to get an accurate estimate of their mortgage costs before committing to a property purchase.

Accurate Calculations with No Hidden Costs

Our calculator provides you with the exact mortgage payments, free of hidden charges, so you have a clear idea of your future financial obligations.

Adjustable Down Payment and Payment Frequency

You can easily adjust the down payment amount and payment frequency to see how they affect the total cost of your loan and accumulated interest.

Smart Features

Our calculator allows you to save previous calculations for even faster estimates in the future. It is also linked to current market mortgage rates, allowing you to see potential savings based on prevailing interest rates.

How to calculate a mortgage payment

Calculating a mortgage payment in Canada involves considering various factors, such as the loan amount, interest rate, and loan duration.

Tools at Your Disposal

The good news is that there are tools like ImmoCalcul's mortgage calculator to help simplify these calculations. Our calculator assesses monthly payments, total interest, CMHC fees, as well as other additional costs associated with the loan.

Financial Considerations

It's important to note that different banks and lenders may have varying requirements, so it's recommended to compare available options before making a final decision.

Use Our Calculator

Use our mortgage calculator to make the mortgage calculation process in Canada easier and more transparent.

Purchasing your first home is likely one of the most exciting moments in your life. However, there are numerous elements to consider.

Mortgage Loan Insurance

One such key element is mortgage loan insurance, which is designed to protect the lender in case you have difficulties in repaying the loan.

Benefits and Requirements

If your down payment is less than 20%, this insurance becomes mandatory. But don't worry, it also has its benefits, such as the ability to secure a loan for up to 95% of the property's purchase price.

Calculating Costs

The amount of the minimum required down payment depends on the property's purchase price. ImmoCalcul's mortgage calculator can help you estimate the insurance premium based on your down payment.

Take Control

Don't wait any longer! Use our calculator to get a clearer picture of your mortgage loan insurance costs.

It's crucial to understand the terminology surrounding mortgages to keep track of the various elements that define your loan. This knowledge will help you monitor the total cost of your loan and make informed decisions.

Long-term Fixed Rate Loans

Long-term fixed-rate loans often offer lower interest rates. However, they may also come with additional costs if you decide to repay your loan before the term ends.

Mortgage Terms

The 'mortgage term' refers to the duration for which you are bound to your lender and loan conditions. Common terms in Canada usually range from 2, 3, or 5 years.

Using ImmoCalcul's Calculator

Our calculator allows you to easily compare different terms and interest rates, thus helping you choose the options that best fit your needs and budget.

This tool is designed for homebuyers looking to get an accurate estimate of their mortgage costs before committing to a property purchase.

Accurate Calculations with No Hidden Costs

Our calculator provides you with the exact mortgage payments, free of hidden charges, so you have a clear idea of your future financial obligations.

Adjustable Down Payment and Payment Frequency

You can easily adjust the down payment amount and payment frequency to see how they affect the total cost of your loan and accumulated interest.

Smart Features

Our calculator allows you to save previous calculations for even faster estimates in the future. It is also linked to current market mortgage rates, allowing you to see potential savings based on prevailing interest rates.

A smart mortgage calculator.

Our mortgage calculator adapts to your calculation habits and preferences and remembers them. Calculating your next mortgage has never been faster.

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